My First Credit Card
My First Credit Card has been designed with young people and those working part-time in mind. With a low credit limit of $500, My First Credit Card is modeled on the Visa Classic Basic product. After six months of good conduct, card holders will be offered the opportunity to apply for a higher limit and the ability to switch to another Visa product (including With Rewards), subject to normal qualification criteria at that time (quote special offer code: MFCV0601).
- Up to 25 days interest free1
- No annual fee in the first year
- 13 month introductory rate available
- Monthly repayments of 3% of balance of $10, whichever is greater2
- Credit limit $5003
- Card may be linked to transaction accounts so only one card is necessary
- Wide range of payment options
- Cash advances available from ATMs
- Access to Visa Entertainment
- Verified by Visa
- Choose your Own Card option available4
- Additional interest free days after statement date. On Visa purchases only, if full payment is received before interest free period expires
- Minimum repayment based on percentage of outstanding balance and is 3% or $10 whichever is greater, plus overlimit or past due amounts
- Subject to application and approval
- Image rules, terms and conditions and fee apply