Visa Classic with Rewards
- Up to 55 days interest free 1
- No annual fee in the first year
- 13 Month Introductory Rate available
- Monthly repayments of 3% of balance or $10, whichever is greater 2
- Credit limits from $1000 to $10 000 3
- Card may also be linked to your Transaction Account
- Wide range of payment options
- Cash advances available from ATMs
- Automatic enrolment in Heritage Rewards – 1 reward point awarded for each $1 spent on Visa purchases 4
- Access to Visa Entertainment
- Verified by Visa
- Choose your own card option available 5
- Additional interest free days after statement date. On Visa purchases only if full payment is received before interest free period expires
- Minimum repayment based on percentage of outstanding balance and is 3% or $10 whichever is greater, plus over limit or past due amounts
- Subject to application and approval
- On Visa purchases only. Excludes cash advances, credit charges and government charges
- Image rules, terms and conditions and fee apply