Fees and Conditions

General

Identification for Opening New Accounts

Anti-Money Laundering / Counter-Terrorism Disclosure Statement (pdf, 29KB)

ATM Reform / ATM Direct Charging

Guides To Heritage Products

Financial Services Guide (pdf, 220KB) (Effective 1st March 2009)

DEPOSIT PRODUCTS

Fees, charges and conditions of use related to Savings & Access Accounts, Business accounts and Term Deposits.

• Guide to Heritage Deposit Products (pdf, 500KB) (Effective 1st March 2009)

CREDIT PRODUCTS

Fees, charges and conditions of use related to Credit Cards, Personal Loans, Home Loans, Business Loans and Facilities.

• Guide to Heritage Credit Card Products (pdf, 368KB) (Effective 1st March 2009)

• Guide to Heritage Line of Credit and Overdraft Products (pdf, 368KB) (Effective 1st March 2009)

• Credit products fee summary (pdf, 515KB) (Effective 16th March 2009)