Premium Variable
For people who care about small fees but still want big features, Heritage presents the Premium Variable home loan.
Heritage’s Premium Variable features include:
- Competitive interest rate
- No application fee *
- No monthly administration fee
- No further advance fee**
- Maximum 95% LVR (loan to value ratio) – conditions apply
- 100% offset account available
- Additional repayments without penalty
- Unrestricted redraw facility (pdf, 250KB) and no fees
- Valuation fee on first security paid by Society up to max $330^
Loans and further advances are subject to application and approval. Fees, charges and conditions apply.
* A deferred loan set up fee may apply if the loan is repaid within the first 3 years from date of funding.
** Conditions apply.
^ Excess valuation fee may apply in some circumstances where valuation fee exceeds $330.