Home and Contents Insurance
To help you get more accurate cover for your hard earned home and belongings, insurance calculators are available when you proceed with an online quote.
- Choose between Prestige Home Insurance (accidental damage cover) and Classic Home Insurance (insured event cover)
- $20 million legal liability cover, including worldwide personal cover up to $20 million
- Automatic fusion cover available on Prestige and Classic covers
- New for old replacement cover
- Personal injury cover for fractures
- Replacement of locks or cylinders if the keys are stolen
- Accidental breakage of glass automatically included
- Food spoilage cover automatically available on Prestige and Classic Covers
- Cover for your contents in the open air e.g. verandah, deck, patio at your address
- Premium discount for a monitored alarm system
- Premium discount for members aged 55 years and over
- No claim bonus premium discounts available
Summary only - please refer to the PDS for full terms and conditions.
Why choose insurance through Heritage?
Advice about financial products on this site is general, and may not be right for you. Before acquiring an insurance product, you should consider the relevant Product Disclosure Statement published by the product issuer Allianz Insurance Australia Limited ABN 15 000 122 850 AFSL 234708, available by calling 13 14 22 or from Heritage branches.