Personal Loans

Need a car, boat, furnishings, electrical goods or that holiday of a lifetime?  Because you need it now, Heritage has a range of personal loans, with great rates, tailored to your personal needs. 

Heritage offers flexible repayment options including a choice of weekly, fortnightly or monthly repayments through direct debit from wages, periodical payments or BPay and the ability to redraw additional repayments (pdf, 250KB).

Heritage also offers a range of ways to repay your loan sooner and reduce the interest, including increased or lump sum repayments and an off-set account. 

The off-set account operates as an everyday access account that reduces the amount of interest you pay on your Variable Rate Personal Loan (excluding Cake and Eat It Personal Loan).  The account has full transaction facilities including Branch, ATM, EFTPOS, Internet and phone banking.

Personal Loans Comparison