Money Manager

• An access and term investment account combined into one account
• Higher rate of interest paid on balances of more than $5,000 remaining in the account for a full three months
• Money deposited or withdrawn during the 3 month period earns our attractive ‘working’ rate of interest
• Competitive interest rates
• Interest rates applying to your account are guaranteed not to change for the 3 months between your account’s anniversary dates
• Interest is calculated daily and paid each 3 months on the anniversary date of your account
• Available as a passbook or link to a cheque book facility and/or Cashcard or Visa Debit Card for access through EFTPOS and ATM’s
• No account keeping fees
• Fee free zones available on transaction fees 
• Access available through Heritage Access Line phone banking and Heritage on-line internet banking facilities

Deposits with Heritage Building Society are protected under the terms of the Australian Government guarantee, together with the depositor protection provided by the Banking Act.